Welcome

7 Reasons to Own Your Home


1. Tax breaks.The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in buying your home.

2. Appreciation. Real estate has long-term, stable growth in value. While year-to-year fluctuations are normal, median existing-home sale prices have increased on average 6.5 percent each year from 1972 through 2005, and increased 88.5 percent over the last 10 years, according to the NATIONAL ASSOCIATION OF REALTORS®. In addition, the number of U.S. households is expected to rise 15 percent over the next decade, creating continued high demand for housing.

3. Equity. Money paid for rent is money that you’ll never see again, but mortgage payments let you build equity ownership interest in your home.

4. Savings.Building equity in your home is a ready-made savings plan. And when you sell, you can generally take up to $250,000 ($500,000 for a married couple) as gain without owing any federal income tax.

5. Predictability.Unlike rent, your fixed-mortgage payments don’t rise over the years so your housing costs may actually decline as you own the home longer. However, keep in mind that property taxes and insurance costs will increase.

6. Freedom. The home is yours. You can decorate any way you want and benefit from your investment for as long as you own the home.

7. Stability.Remaining in one neighborhood for several years gives you a chance to participate in community activities, lets you and your family establish lasting friendships, and offers your children the benefit of educational continuity.

For more information please contact your local REALTOR.

 Announcements

To take the HFOBR Realtor® Member Survey please click link below: http://www.zoomerang.com/Survey/?p=WEB227LSYUVVDS
 
The HFOBR Golf Outing is Monday August 18, 2008 at the Fairfield Greens @ South Trace. Lunch will be served at 12:00 Noon & Shot Gun Start at 1:00p.m. To ensure your spot sign up TODAY! Call Carrie at the Board office. 939-2881 for questions or to register.
 
It’s time to showcase your products and services at the 2008 Hamilton-Fairfield-Oxford Board of Realtors ®, Red, White & Blue Expo. The Expo will be held on Wednesday, September 10, 2008 from 4-7:00 p.m. at the Fairfield Banquet & Convention Center @ Tori's Station in Fairfield. Please direct your questions and/or registrations to Carrie or Leslie at the Board office 513-939-2881. Payment must be received with registration in order to hold your space.
 

You are welcome to view a slide show or individual photos of the Awards Night Banquet 2008 at Receptions in Fairfield.  The following link will take you to the album on the Kodak Gallery web site.  You do not have to register to view the slide show - only to order prints etc.

 

http://www.kodakgallery.com/ShareLandingSignin.jsp?Uc=ko6dwz5.73xh2445&Uy=hy39g6&Upost_signin=Slideshow.jsp%3Fmode%3Dfromshare&Ux=0&UV=555277840766_280175381605

 

Upcoming CE Classes
 
 

Annual Celebrations

September REALTOR® Safety Week (9/14–9/20)

November Designation Awareness Month

 


Hamilton-Fairfield-Oxford Board of REALTORS® (513) 939-2881 / Fax: (513) 939-2991

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